Shivraj Singh Chouhan Releases ?10,021 Crore Mother Sanction to 12 States under PMAY-G

The Union Minister for Rural Development released a Mother Sanction of Rs 10,021.42 crore to 12 states under the Pradhan Mantri Awas Yojana-Gramin (PMAY-G), ...

What Happened

The Union Minister for Rural Development released a Mother Sanction of Rs 10,021.42 crore to 12 states under the Pradhan Mantri Awas Yojana-Gramin (PMAY-G), described as a landmark step towards achieving the "Housing for All" target by March 2029.
The 12 states receiving the sanction are Assam, Chhattisgarh, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Karnataka, Kerala, Punjab, Rajasthan, Tamil Nadu, and Uttar Pradesh.
The release was made via video conferencing; the funds constitute the first instalment for the financial year, defining state-wise drawing limits under the Centrally Sponsored Scheme framework.
As of the time of release, PMAY-G has approved construction of 3.91 crore rural houses, of which over 3.5 crore have been completed; approximately 75% of houses are sanctioned in women's names.
The scheme has been extended to 2028–29 with a target to construct an additional 2 crore houses.

Static Topic Bridges

Pradhan Mantri Awas Yojana-Gramin (PMAY-G) — Housing for All (Rural)

PMAY-G is the central government's flagship rural housing scheme, aimed at providing pucca (durable) houses with basic amenities to all homeless families and those living in kutcha or dilapidated dwellings. It was approved by the Union Cabinet on 23 March 2015 and formally launched by the Prime Minister on 20 November 2016 from Agra, replacing the earlier Indira Awaas Yojana (IAY) which had been in operation since 1985. PMAY-G is administered by the Ministry of Rural Development. Beneficiaries are identified through the Socio-Economic and Caste Census (SECC) 2011, and funds are transferred directly to beneficiaries' bank accounts via Direct Benefit Transfer (DBT). The scheme includes convergence with MGNREGA (for labour costs), Swachh Bharat Mission (for toilets), and Pradhan Mantri Ujjwala Yojana (for LPG connections).

Scheme launch: 20 November 2016 (Cabinet approval: 23 March 2015)
Predecessor: Indira Awaas Yojana (IAY), launched 1985
Nodal ministry: Ministry of Rural Development
Beneficiary identification: Socio-Economic and Caste Census (SECC) 2011 data
Disbursement: Direct Benefit Transfer (DBT) to bank accounts in instalments
Unit assistance: Rs 1.20 lakh (plains); Rs 1.30 lakh (hilly/northeastern/challenging areas and IAP districts)
Additional support: 90 days MGNREGA wages (~Rs 18,000) + Rs 12,000 for toilet construction
Extended target: 2 crore additional houses by 2028–29

Connection to this news: The Rs 10,021.42 crore mother sanction is the umbrella financial approval that enables the 12 states to draw funds during the current financial year for ongoing and new house constructions under PMAY-G's extended phase.

Mother Sanction — Mechanism of Centrally Sponsored Scheme Funding

A "Mother Sanction" is an umbrella financial approval issued at the start of a financial year by a central government ministry, defining the total state-wise drawing limit for a Centrally Sponsored Scheme (CSS). It does not transfer funds directly but establishes the sanctioned envelope from which actual fund releases are made just-in-time to match construction progress. This mechanism enables the central government to control expenditure pacing while giving states predictable annual funding envelopes for planning. PMAY-G operates as a Centrally Sponsored Scheme with the cost shared between the Centre and states.

Funding pattern — plains: Centre 60% : State 40%
Funding pattern — northeastern states, two Himalayan states, UT of Jammu & Kashmir: Centre 90% : State 10%
Funding pattern — other Union Territories: Centre 100%
"Mother Sanction": defines annual state-wise drawing limit; actual releases follow construction-linked milestones
PFMS (Public Financial Management System): used for fund tracking and DBT to beneficiary accounts
CSS financing framework governed by Finance Commission devolution norms and Ministry of Finance guidelines

Connection to this news: The Rs 10,021.42 crore mother sanction to 12 states enables them to initiate and progress house constructions in 2026–27 under PMAY-G's extended phase; it signals the Centre's commitment to the "Housing for All by 2029" target but is the first in a series of instalment releases.

Housing as a Fundamental Right — Constitutional and Policy Dimensions

The right to housing is not explicitly enumerated as a Fundamental Right in Part III of the Constitution, but is implied through Article 21 (right to life and personal liberty), which the Supreme Court has interpreted to include the right to shelter as a component of living with human dignity. In Olga Tellis v. Bombay Municipal Corporation (1985), the court held that the right to livelihood is part of Article 21, and disruption of shelter without due process violates this right. On the directive side, Article 38 and Article 39 (Directive Principles of State Policy, Part IV) mandate that the state should minimise inequalities in income and ensure adequate means of livelihood. PMAY-G operationalises these constitutional obligations through a time-bound scheme framework.

Article 21: Right to life — judicially expanded to include right to shelter/livelihood
Article 38: State to secure a social order for the promotion of welfare
Article 39(a): Right to adequate means of livelihood for all citizens
Olga Tellis v. Bombay Municipal Corporation (1985): established that right to livelihood (including shelter) is part of right to life under Article 21
DPSPs (Part IV) are non-justiciable but inform government's policy obligations; PMAY-G is a legislative/executive realisation of these directives
Approximately 75% of PMAY-G houses sanctioned in women's names — linked to women's property rights agenda

Connection to this news: The PMAY-G fund release reflects the state's ongoing effort to realise the constitutional aspiration of adequate housing as part of dignified life; the women's ownership emphasis also reflects Article 15(3) and 39 directives on gender equity.

Key Facts & Data

Mother sanction amount released: Rs 10,021.42 crore
Number of states covered: 12 (Assam, Chhattisgarh, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Karnataka, Kerala, Punjab, Rajasthan, Tamil Nadu, Uttar Pradesh)
PMAY-G launch date: 20 November 2016
Predecessor scheme: Indira Awaas Yojana (IAY), launched 1985
Total houses approved under PMAY-G: 3.91 crore
Houses completed: over 3.5 crore
Women's ownership: approximately 75% of sanctioned houses
Housing target deadline: March 2029
Unit assistance: Rs 1.20 lakh (plains), Rs 1.30 lakh (hilly/northeastern areas)
Additional MGNREGA support: 90 days wages (~Rs 18,000)
Toilet construction support: Rs 12,000 (convergence with Swachh Bharat Mission)
Funding pattern (plains): Centre 60%, State 40%
Funding pattern (NE and hill states): Centre 90%, State 10%